random thoughts


I am reading a retirement planning book; very pleasing 🙂

Not that I am not worried about my retirement, I am; but the author makes a great point re: how financial planners and others use “fear” to make us save and invest for our future and how we all feel like whatever we do/save/invest will not be enough in future; so we are left feeling “oh, well, this small savings today will not make a huge difference in the future, so why to bother on budgeting and saving?”

I certainly have experienced that and I dislike this “fear” factor instilled into us by others. Yes, we gotta save and invest for our future; yes whatever we can do we should do; but MOST importantly, no I do not want anyone to tell me (except myself) that I am not doing well with my current finances or future financial plans.

I am trying; like many of us. I can do better; I know that and I am working on it.

The only time I will let “financial fears” is when I stop being a conscious spender and start spending money mindlessly.

Though I must confess the uncertainty and the current turmoil about the (future) economy make me quite nervous (and almost fearful) – will these savings and investments survive & strive, and work for me during my retirement? How much will be there?

You know that there is no guarantee about the investments and future, right?

Back to the book.

2 thoughts on “random thoughts

Add yours

  1. I often wonder what will happen to me financially if I live to be that retirement age. I am certainly not saving much now. I haven’t invested, really. It is something to think about but not a priority for me right now. My health is the most important factor.

    Liked by 1 person

    1. one thing at a time. Invest in your health and well being right now; it is more important than anything else. Once you feel you can prioritize your retirement, then you can focus on it. This is my two-cents 🙂

      Liked by 1 person

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