This is my 4th week on a detailed budget.
My budget week ends on Thursdays; yet this week I am gonna write it a day before.
Simply because tomorrow I may not have time to note it and mostly because this week I over-spent.
Yep; as of today I spent an extra $9.5 in addition to my weekly very generous allowance. Grrr..
I am not happy with this and I am disappointed and somehow upset… I am not going to beat myself up for that, yet I am kind of grateful that I am feeling this way; It tells me that I really care about this entire budgeting stuff and my motivation to consciously spend and save continues. That is good news indeed.
As per my spending; I have around $100 unnecessary spending/week on a very unnecessary item. This one I am gonna target full force now. Full force.
I have done well in some ways; I saved around $180 from “would-be-expenses”. This is a huge amount of money. Would-be-expenses are those that I was tempted to or would normally do, but did not. I consistently save in this category, which is really pleasing me.
Overall, it is great that I am interested in budgeting and conscious spending and have a very detailed budget that I keep tracking ever week. It is also great that I can save a huge amount of money out of would-be-expenses. But it is not cool that I keep dining out (and I must say the meal I have had lately were so unhealthy and low-quality that I want to kick myself…) and I keep spending a considerable amount of money every week on a highly unnecessary stuff…
Looks like I have some more work to do.