For a book-lover like myself, it is weird that I happen to put notes on their pages. Such an habit certainly makes the books unsuitable for others to read. Plus, it actually a little bit disrespecting to these wonderful, and information and imagination full things that we call books…
Anyways, just yesterday I notice a benefit of this practice. I was re-reading a personal finance book that I am fond of and I came across my notes from years ago; I wrote two major and extra expenses that I was utterly unhappy of. As a matter of fact, whichever personal finance book of mine I look at, I find this recurring expenses and my wish to eliminate them…One of them is taking the cab rather than the bus or walking (to and from the office).
I have a very good estimate of this extra expense; I save $90/week by taking the bus in the morning and by walking in the afternoon, rather than taking the cab in the morning and the afternoon. This corresponds to around $4,500 savings per year. Considering I took the cab for many years (only because it was convenient and I thought I deserved this convenience), the total amount I paid for my transportation unnecessarily adds up to quite a large amount of money….
I knew it then and I know it now. But what I have experienced yesterday is the relief of knowing that this years-long struggle is now ended (as part of my “conscious spending” project I have been working on the last 3-4 months) . While I am still not happy about writing on the books, I am glad I put these notes there to remind me how long I have been occupied with eliminating this unnecessary expense.
An additional, and perhaps more cheerful thing is that I have been working on the second expense that I would like to get rid of. It too has been in my list for many years and I am making attempts to erase it. After yesterday’s experience, I am more confident that when the right time comes, that expense category will go, too. Then I will be able to cross them as issues from my life.