random thoughts


A fine day. It is snowing lightly right now and it is a delight to look out of window. I am becoming more and more of a snow gal 🙂

I have finally got my tax filed this morning and I have got a tax refund. This feels good (in the past, it was not unusual for me to have a balance and send a cheque back to the taxman). I am relieved that this year I was on the positive balance side.

I, like many of us, plan to use this refund for saving purposes. My chequeing account will now be at a healthy level, and this is something I have been working very hard to achieve in the last few years. The satisfaction coming out of this is really cool.

I, of course, have also celebrated this achievement. Before you think that I spent my refund on a new TV or clothes or anything else that I do not need right now, please take a breath… Thanks. here is my account of celebration for the tax refund and knowing that my chequeing account is now above $0 and healthy:

  1. Chinese lunch: I walked all the way up to a shopping mall after I have got my taxes done. It takes around 40 min and I believe it is an healthy and lovely activity. I wanted to treat myself with a nice meal after I went thru some of the stores but not buying anything. I love Chinese food, but the restaurant there was about to close till dinner, so I opted for a food court restaurant. It was not the best I could eat, but I have and I enjoyed it. Cost: $11.50
  2. New socks and stuff: I desperately needed new socks. I do not know why but I happen to use up and damage socks pretty fast. That is okay. I also needed some other minor stuff. By taking advantage of a sale, now this issue is resolved. Cost: $35.0
  3. Candies for the office, dehydrated bread, and napkins: I happen to have candies or little chocolates in my office. I snack on them myself as well as anyone who comes over. I guess it is a nice gesture though one may argue they are not healthy. I hear you and I agree with you. That is why I now switched to a low sugar type of candy that comes in many different colors. They are cute and not as sugary as other products. I bought two packs today. I also bought paper napkins for a friend of my, who likes them and asks me to get some for her time to time. I also bought a pack of dry or dehydrated bread slices, which are awesome and crunchy companion for soups. Cost: $11.0

My total cost of shopping for needed items, little gifts for loved ones, and office treats today is $57.5.

And I am glad I have made these expenses. No regrets.

Now the rest of the tax refund will be used to do beef up my chequing account, which I will use for an annual personal retirement plan contribution in the coming months. Proud 🙂

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