The first weekly budget check record of the year 2017 🙂
Like last year, I have started 2017 with a wonderful budget and limited expenses. Hence, overall the numbers look quite good this week 🙂
The only difference between this year’s budget and the previous ones is that this year I will not be counting as savings the cab fare expenses that I have not made (i.e. money saved by rather walking or taking the bus) in my “would-be-expenses” category.
The reason for that is that now walking or taking the bus have become my “normal” (compare this to last year or the year before when it would be a miracle if I had not taken the cab in the morning and evening 🙂 )…While I will be still saving, since these savings will not be recorded, the numbers in the “savings from would-be-expenses category” below will be lower, but that is okay. This being said, I still include savings such as by the store discounts, coupons, sales, or loyalty card discounts in this category.
Anyways; here is the snap-shot of the financial situation last week:
Weekly allowance: $120
Expenses related to the weekly allowance (grocery, breakfast/coffee at the cafe, cab rides- if ever, and other little miscellaneous expenses): $35
Fun funds saved this week: $120 – $35 = $85
Total fun funds accumulated so far: $72.5 (from last week; I started my budget recordings for 2017 in late December) + $85 = $157.5 (yay! 🙂
Other expenses: $11.5 (food and snacks purchased for hosting a couple of friends for a light dinner)
Savings from would-be-expenses: $219. A large portion of this savings is the reimbursement I have got for my credit card’s annual fee 🙂 Go ahead and ask for it friends! Banks sometimes waive it 🙂
*Pantry/freezer treasures enjoyed: a tasty meal prepared by baking dry beans and using the carrots that I had frozen sometime ago.
*I am noting this because a couple of days ago I decided that I needed to use the food I stocked up in my pantry as well as the freezer (this will hopefully help with my savings as well as limiting my food waste). By recording this activity here I hope to keep doing so.
So; not bad my friends; I keep my frugal life style and my hopes for my future:)