random thoughts and #TheLeanSpendingMonth


It is going well – this quiet and relaxing weekend I mean 🙂

Weather is good; I walked yesterday for 25 min or so and am planning to do so again this afternoon; I cook and eat healthy with lots of raw veggies; house is cleaned and laundry is done; a number of movies are enjoyed; world news are followed; better spending choices are made; food in the pantry/freezer is being consumed; and life feels overall not too eventful and is peaceful.

Of course, the world news are interesting. What the hey has been happening in the USA? I sometimes think that all the little problems of mine are unnecessary – I guess this kind of mentality and actions are the ones that will fuel a much larger world-wide conflict, unrest, and violence. So who cares about whether I will be able to do every thing I want to do this year? Save that much and invest this much? Nope. We may be looking at a much bigger and global problem to erupt (not to mention the pain and suffering by the people most needed the safety). I am sorry if I sound pessimistic (which I usually am).

Nevertheless, I try to focus on what I can control so that I can not feel hopeless altogether. That brings me to my #TheLeanSpendingMonth challenge I assigned for myself (a.k.a. super-duper lean spending month).

I initially had decided to try it on February but more or less since new year I am on it.

What is #TheLeanSpendingMonth challenge?

As the name implies – it aims to challenge me to spend the least amount of money on non-essential expenses (for me that would mean taking the cab, eating breakfast outside, buying coffee or other treats, buying more grocery that I can consume, and buying anything new while I still have a working copy at home).

I am not 100% lean in my spending; I decided a while ago that fully restricting myself was not a good idea. So I am buying one treat a week as I please (like peanut butter which is not essential for my diet). But I am quite conscious of my spending, and I am making it a choice to calculate the cons and pros of each of my expenses and think about how I could benefit from by not making the expense.

For example, I walked yesterday 15 min away to get eggs on sale, also thinking that walking is a great exercise that I am looking forward to anyhow. Yet, today I decided once again that baking dry beans would not worth it and the canned beans is a much better option for me regardless of the cost (it takes so loooong to cook beans…)…

I also needed an extra and quite clear benefit of not spending unnecessarily and so I come up with the mortgage prepayment account; I note my savings each week which will be later used to make a prepayment whenever I have more than 100 bucks in the account. I did this for the first time 10 days ago and I am excited about it 🙂 So I have more than enough motivation to keep going. 🙂

If anyone had asked me whether I could budget stricker than what I used to have last year, I would say no. But I am proving myself wrong now – I see that I can save more. This cannot be a long term plan for me though, so I rather see the #TheLeanSpendingMonth challenge as some kind of “shopping ban”. After  all I also have a life to enjoy and I would love my weekend breakfast to come back sometime 🙂

So my advice to you, if you are interested in this kind of challenges, is to learn about yourself and your choices as much as possible. Also think about it as a temporary thing; who knows maybe it will turn into a long-term habit, but if not that should be okay, too. I should also say that it is fun to challenge myself and finding ways to cut my expenses. I hope you too will have a similar and positive experience.

Have a great Sunday everyone!

 

 

 

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6 thoughts on “random thoughts and #TheLeanSpendingMonth

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    1. all the best with your lean month and the national (and international) issues… I try not to read too much of news (they are usually depressing) but unusual news that affect many many people, and often negative, is hard to pass. all the best my friend

      Liked by 1 person

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