Another #leanspending week 🙂
This was a week with the least amount of grocery expenses; I had fresh produce left from the week before, which I decided to consume before I bought new ones. It was a good decision; I wasted neither the produce nor the money 🙂 I also cashed loyalty card points, which dropped my grocery bill this week (don’t you love them?).
This being said, I have had a social that costed me a little bit. I am not complaining about this, knowing that it happens only rarely and I usually enjoy the food.
And, the most exciting part? The pre-payment I made to my mortgage! This week I made the biggest pre-payments ever; a total of $1,662.5. Almost all of this is my tax return. I am so excited and proud of myself…..
This is my 4th pre-payment done so far. I started in the new year; my motto is that whatever extra I get (from coupons, waivers, tax return, tempting expenses that are not done etc.) will be used as pre-payment. Before I know, they accumulate.
Anyways, here is the week’s account:
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Weekly allowance: $120
Expenses related to the weekly allowance (grocery, breakfast, and a cab drive in the snow storm day): $37
Fun funds saved this week: $120 – $37 = $73
Fun funds expenses: $0
Total fun funds accumulated so far in 2017: $757.5 (Yahooo !!!! 🙂 )
Other expenses: $178 (health-related and social expenses, in addition to shopping for personal care and cleaning products at a store)
Savings from would-be-expenses: $27.5(these are the savings from expenses that I would normally make, but decided not to; such as walking rather than taking the bus, having breakfast at home rather than at the local cafe etc.).
Maybe a small amount, but a penny saved is a penny earned, right? 🙂
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Pantry/freezer treasures enjoyed: soup (x2) and brown lentil meal from the freezer; bulghur (x2), canned bean, and pasta from the pantry 🙂
Honestly, I am very excited about consuming the food that I already have. Since I started prioritizing the food in my freezer and the pantry in the last few months, I have consumed quite a bit of it. This helps me not only with saving money but also with an opportunity to refresh them. Like, last week I shopped for dry food (beans, lentils, seeds, rolled oats etc.) with great joy (oh, the joy of shopping cannot be under-estimated!). I have great and diverse food that can be enough for a couple of months and I am feeling incredibly abundant and grateful! 🙂
Happy saving! 🙂
Nice.I am sure the refund was a nice treat. I am looking forward to my refund in the next few days. Looks like you are well on your way to a paid off house.
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Thank you Pamela. I try my best; today is better than yesterday, and tomorrow hopefully will be better than today. Cannot wait to see that mortgage done (ugh.. I have many years in front of me, but that is okay)
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My target for the month of April is trying to use up all my half used boxes of cereal
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that sounds about right! I have so many half box stuff myself…. it is good to eat them so that new, fresh alternatives can find home. all the best!
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Good job with your budget!! Those prepayments will certainly pay off in the future!
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thank you Jen – i am very proud of making these pre-payments. I hope to continue to do so 🙂
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