I did not post the weekly budget check last week; it is quite similar to this week.
Basically, I keep staying within my weekly allowance and do not make other expenses, such as dining out or purchase of personal/cleaning products unless necessary. Despite my best efforts though, the funds that I can regularly save after my expenses, mortgage, bills, and RRSP/TFSA contributions is not overly significant. This worries me because this is how I increase the money in my chequing account. So far it has been going only up yet slowly, so it must be okay. Yet I wished I could do better, oh well 🙂
Anyways; I am excited to say that I keep making mortgage pre-payments whenever I find a chance. I did one today 🙂 Looks like every month I can do one or two payments with a minimum of 100 bucks. This does not sound like too much, but I would like to think that it is making a positive change in my debt 🙂
Overall, I am very happy and grateful for my frugal life. It has been somehow rough lately and i have been taking the cab sometimes even though I really do not like the feeling afterwards, but i want to believe that I take the cab because I need to pamper myself. If a 10 bucks ride is going to make me feel better, honestly, there is no need to brag about it. I just am worried that it may become a regular thing – that is all.
Here is this week’s spendings and savings:
Weekly allowance: $120
Expenses related to the weekly allowance (grocery and cab rides x 2): $62.5
Fun funds saved this week: $120 – $62.5= $57.5
Fun funds expenses: $0
Total fun funds accumulated so far in 2017: $908 !!! 🙂
Other expenses: $42 (personal care purchases, such as moisturizer)
Savings from would-be-expenses: $29 (these are the savings from expenses that I would normally make, but decided not to; such as having breakfast at home rather than at the local cafe).
Mortgage pre-payment: $211 🙂
And, last; I am happy to say that I keep consuming the food I have “hoarded” in my freezer and pantry (e.g. pasta, beans, frozen meals, frozen bread, canned corn and beans, etc.). I have actually replaced some of the food with fresh batches, which feels real good. I plan to prioritize the food in the pantry more – I have quite a bit dried veggies, wild rice, and cracked wheat still to consume, though! Lucky me 🙂
Happy savings! 🙂