I did not post the weekly budget check last week; it is quite similar to this week.
Basically, I keep staying within my weekly allowance and do not make other expenses, such as dining out or purchase of personal/cleaning products unless necessary. Despite my best efforts though, the funds that I can regularly save after my expenses, mortgage, bills, and RRSP/TFSA contributions is not overly significant. This worries me because this is how I increase the money in my chequing account. So far it has been going only up yet slowly, so it must be okay. Yet I wished I could do better, oh well 🙂
Anyways; I am excited to say that I keep making mortgage pre-payments whenever I find a chance. I did one today 🙂 Looks like every month I can do one or two payments with a minimum of 100 bucks. This does not sound like too much, but I would like to think that it is making a positive change in my debt 🙂
Overall, I am very happy and grateful for my frugal life. It has been somehow rough lately and i have been taking the cab sometimes even though I really do not like the feeling afterwards, but i want to believe that I take the cab because I need to pamper myself. If a 10 bucks ride is going to make me feel better, honestly, there is no need to brag about it. I just am worried that it may become a regular thing – that is all.
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Here is this week’s spendings and savings:
Weekly allowance: $120
Expenses related to the weekly allowance (grocery and cab rides x 2): $62.5
Fun funds saved this week: $120 – $62.5= $57.5
Fun funds expenses: $0
Total fun funds accumulated so far in 2017: $908 !!! 🙂
Other expenses: $42 (personal care purchases, such as moisturizer)
Savings from would-be-expenses: $29 (these are the savings from expenses that I would normally make, but decided not to; such as having breakfast at home rather than at the local cafe).
Mortgage pre-payment: $211 🙂
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And, last; I am happy to say that I keep consuming the food I have “hoarded” in my freezer and pantry (e.g. pasta, beans, frozen meals, frozen bread, canned corn and beans, etc.). I have actually replaced some of the food with fresh batches, which feels real good. I plan to prioritize the food in the pantry more – I have quite a bit dried veggies, wild rice, and cracked wheat still to consume, though! Lucky me 🙂
Happy savings! 🙂
Life as I interpret it 
This is a job well done!! I need to start this, but I am constantly being fought every which way
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you are right, this somehow takes time but it is so much fun! to see where my money is going, how to cut unnecessary expenses, how to save for my retirement, how to have funds (aka fun funds) to spend on my own choice without feeling guilt, and many more. I hoe you will find the time to give i a try – all the best
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when in doubt if an expense is becoming a habit – track it with a spreadsheet. i just went and bought my “pamper” product, a large bag of organic raw cacao nibs for my nightly banana-PB-raw cacao smoothie. It has magnesium. great for sleep. 😉 but a big $15 bag last me about a month.
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sounds like fun 🙂 I am quite aware of my habits usually; cab is number one habit that I can easily fall into :))))) another one is peanut butter hello extra weight 🙂
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Maybe taking the dab is exactly what you need to do for yourself…..today. Try it to focus on this as a possible habit.
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yeah. that crosses my mind too 🙂 sometimes I really do not want to walk or wait for the bus – so taking the cab is like a good type of pampering myself (which I deserved!) 🙂
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I typed that on my phone the other night. Thankfully you read between all,of the typos. Yes…you deserve it!
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