semi-annual budget check

Now that almost 6 months have passed, I wanted to have a look at what I had budgeted and what I had spent.  Main numbers for variable expenses (i.e. not including the bills, mortgage etc.) are as follows:

1. I spend around $66/week for groceries, occasional cab and eating out. 

2. I so far have not over-spent my weekly allowance that covers the expenses listed above ($120/week budgeted)

3. However, I spent $232 for cab so far – the majority of the time I could take the bus or walk. That bothers me, but I must let go.

4. My “other”expenses including socials, treats, donations, gifts, medication/other health related expenses, personal care (such as hair cut), hobby/sewing notions, clothes, and cleaning product purchases constitute a higher amount than my “weekly allowance” expenses: a total of $2,281 or $88/week (averaged) so far. I have budgeted a total of $6,500 for this year. 

5. My total expenses per week (weekly allowance and “other” expenses together) come to a total of $154/week (on the average)

6. I also save by following the discounts, using coupons/loyalty card points, etc. This amounts to $1,899 so far – $73/week  (which is an amazing amount, by the way) 

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So some categories are doing awesome, others need some more careful thinking, but overall these are very good numbers.

This year’s budget has been really good and I have been doing really awesome – so let’s go get that ice cream!

 

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