I have not done these checks for some time. It was because I mostly over-spent since July, but I am almost back to my regular, frugal budget.
This week I over-spent my weekly allowance by $19.5. I have made silly choices and spent unnecessarily but I would love to stop doing this. Let me see what this week will bring 🙂
I made a pre-payment to my mortgage in the amount of ~$1,600 today and I am feeling fantastic about this! I think it reduced the interest by round $50-60 – what better feeling than this right now 🙂
I still have some fun funds left (around $800), which I hope to bring to around $1,000 till the end of the year. These funds will be useful in making yet another mortgage pre-payment. I was planning to make an additional pre-payment in the amount of $5,000 by the end of December, but I am not so sure anymore… I found myself shopping (to take advantage of the sales), I need a new hair treatment coming, and there is at least one hefty social that I must shoulder next month….. I should not lose my hope and keep working towards this goal of making pre-payment. I know that even if I can make half of it, it will be fantastic.
This is the beginning of a new financial week for me (starting tomorrow) and I know that once I set the tone frugal it will likely go frugal. My plan for this week is to be mostly using the food in my freezer and pantry. I have so much food! It is time that they are consumed. I expect this to keep my grocery expenses low this week. This will further motivate me to keep frugal 🙂
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