towards the end of year financial calculations


I have 8 more days till the end of my fiscal year (next Thursday) when I will add up all the savings, expenses, and the net worth together to see how well I have done. 

I could not wait and did some preliminary calculations. I have room for improvement and also room for enjoyment. 

Overall, I spent more than I budgeted for for unnecessary items (like junk food). 

I also made significant expenses related to a trip/vacation and socials.

I am not sorry for any of these right now, but one thing is clear; if I want to save money, I must be consistent. The first half of the year I have done extremely well, and then started to spend unnecessarily.

And another thing clear to me is that if I want it, I can make it 🙂

I am on the right track, but I need a new strategy, better mechanisms to not make unnecessary silly expenses.

Cannot wait to plan these next week 🙂

 

 

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