holidays diary – day 7


Today it felt more like a break and better – I am grateful! πŸ™‚

I am going to bed late and I am getting up after 7 am – this has been one of the blessing of this break – thank you!

I am cooking and eating relatively healthy – this feels very energizing and I am kind of proud of myself πŸ™‚

I worked nice and easy at the office (the last two days), which is amazing. It is quiet and beautiful. Not getting 50 emails a day, not having anyone calling or waltzing in my office regularly, and not rushing from one meeting to other have been feeling amazing. On top of that, the clean and organized office has been a blessing – it feels energetic, spacious, and just lovely. I am in love with my office nowadays πŸ™‚

My home is clean, decluttered, and well organized as well. Little re-arrangements here and there have made a positive impact. It feels really lovelyΒ  πŸ™‚

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Today was very cold, with possibly -10/15 C. Waiting for the bus was not fun, but it was well worth it. I have not taken the cab in the last while and my purse feels quite rich. On top of this, I limited, significantly limited, my junk food consumption, which makes me save lots of money πŸ™‚ I feel very abundant, now that I have tons of extra money (well, not tons of it, but you know what I mean). Shopping hence does not feel like a way to further spend money, but to treat (with healthy food) and nourish myself. Overall, these two (taking the bus and limiting the junk food) always make the most impact on my financial well-being. I hope to be able to keep going.

This being said, I always have a great frugal life in the first 6 months of the year, and then with summer I seem to open the purse. Can I make it an exception this year? We shall see πŸ™‚ Honestly I do not have much of an alternative; my chequing account is very low and my mortgage is due renewal this year, which means I am looking at a mortgage with a higher interest. I must be keeping my money as much as I can in order to keep up with these…. This is my plan. Wish me luck!

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This year I have not posted an yearly financial well-being/net-worth post. The main reason is that I have accidentally deleted around 6 months of my recordings. Oh, well. That is alright. My net-worth has increased around 25K, mostly thanks to home equity, but my investments (RRSP and TFSA) have lost around 10-15K…… Go figure…. I am taking it easy, however. Now I may have lost money, but I have faith that over time it will increase again. I have time.

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Tomorrow, I plan to visit the thrift stores again. A pot that I bought yesterday find its plant, a beautiful prayer plant I have at the office πŸ™‚ Together, they are the most elegantΒ  and elite decoration I have ever had in my possession. I feel so lucky and happy about them. Long live the thrift stores and all the people who donate there πŸ™‚

I will visit 2 stores tomorrow. I shop at both of them; one being more affordable than the other, but the other one is bigger. I have no ambitions whatsoever and will just take my time to explore every inch of both of them. Who knows, maybe I will find some unexpectedly interesting stuff. Tomorrow will be my first “for my enjoyment only” day of the holidays.

Let’s remember that the new year is the year of Ease, Comfort, and Appreciation πŸ™‚

 

 

 

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4 thoughts on “holidays diary – day 7

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  1. I remember when my RRSP lost a huge amount of its value back in 2008. I did the math and realized that I had not lost my original investment, only the interest. From my point of view, it was a loss but not a loss of income that I had actually worked for. It’s all in how you view it!

    Liked by 1 person

    1. you were lucky. I lost at 2008 and then now and according to my calculations I have lost from what I invested in. But I am not getting crazy about it. I always thought that the investments were long term, so even though markets are down now, it can go up in 10-15 years. So, I will take whatever it is πŸ™‚

      Liked by 1 person

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