thrifting becoming a second nature

That is right.

Today at noon I found myself wanting to take a break. So I walked to two thrift stores nearby. This was mostly because of the great treasures I hunted this past weekend – i can see how easily it can become addictive 🙂

Today I bought a couple of empty frames, a coffee press, two art work, and a blouse.

Both of the artwork are giving me delight and making me very excited and happy! They were the most expensive things I have ever bought from thrift stores (both over 25 bucks together), but I think this money is well spent.

I have lots of photos to post in the empty frames; I cannot wait to hang them on the wall 🙂 Together with the art works, these frames will help me turn my house into a home. With character. And beauty.

And the coffee press was a great deal; I bet it is new and never been used (i could not detect even a light coffee stain on it or on the filter) and it had the best deal: it was only 2 bucks. 

And last but not the least; the blouse I have bought is so cute, so lovable that I am in love once again! This is the 5th blouse I have purchased from thrift stores this year and I could not be happier with my choices.

Life is good my friends 🙂

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thrift store treasures

 I have not written in a while, have I? I feel like I must write, write, write 🙂

A couple of things;

1) I continue to get up at around 7 am… Never in my life have I done this consistently. and with no good reason, like a flight or something.

Is it the end of winter? Daylight? Or plain old age?

Huh… My friends, they say as we age we need less sleep. I guess I am experiencing this. It is a fact! 🙂

2) I made an effort to take the bus this week, rather than the cab. It is working. I still do not feel like walking because of low morale, but I will re-start this sometime in the future. It is gonna feel great – I know it 🙂

3) I have walked two hours again today to a shopping mall. This is, I believe, the 3rd Saturday straight that I have done this. I checked two thrift stores and found myself a nice blouse – just for 4 bucks 🙂 this is the 3rd blouse I have got in the last three weeks from thrift stores that excites me like this 🙂 It is a beautiful thing and I love it 🙂 I tried around 15 other blouses – one of them was really awesome! I wish it was a little bit larger 🙂 Oh, well. next time 🙂

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I found it very interesting today that I am getting more and more comfortable with the idea of buying clothes from thrift stores. I previously had bought books, sewing notions/fabric, purses, a jacket or two, and one or two shirts over many years. What can I say? Sometimes I can find really amazing stuff and they are very affordable. I also help others by shopping at these stores, I would like to think. So I should feel okay. But, see there is something still bothering me about shopping there. I guess I am worried about people recognizing me and then talking behind me. After all I am not poor, and I can afford new clothes, and I would not like to be called “cheap”. But I must admit it is so much fun to go around the thrift stores, look at all the interesting stuff (they have more diverse items than regular store, don’t they?), and find a lovely piece that I can love and use 🙂 

On a separate note, walking was very easy and fun today. I am really grateful for doing this. It is an healthy activity and it makes me realize how fine my body and stamina is. Especially when I compare this ability to before when I had low energy for years and would not want to walk even 5 minutes… To be able to do this now feels awesome 🙂

random thoughts

Our storm continues with heavy rain, rather than snow, and with high winds. It has been a wet, cold, gray, and miserable day, but luckily not a snow-day. I worked whole day at the office and one of my co-workers gave me a ride back home. What else do I want from such a stormy day? Maybe a cup of tea 🙂

I am determined to try to sew a collar again this weekend and start a new blouse project. It is the collars that screw everything most – once I do achieve sewing one acceptable prototype, I know I can keep progressing….. But  there were three trials so far and all were fails. I know I should be more patient and keep going. Eventually I will know how to best handle it. After all, there are so many people who can do a collar. Is there any particular reason why I cannot make it?

I did not think so.

Confidence and determinism are rare traits sometimes.

I have watched a number of youtube videos. There are many different ways to sew a neck line. I can do this! 

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I have not posted my “weekly budget check” this week. It has been similar to previous weeks where I saved by shopping items/grocery on sale, minimizing anything else. The only difference was that this week every morning I have taken the cab to the office. This was partly because of the bad weather and partly because of my need to feel good about myself. For some reason, I am not sorry. Perhaps one or two days I could rather take the bus, but in the other days taking the cab was the right decision. That is why I am not sorry. And the fact  that money is not everything. And the fact that it is okay to prioritize comfort every once a while 🙂

I wonder what the future years will bring. If our economy was not this bad, in the coming years we would expect to get salary increases. This would be nice and help me to make further plans to pay the mortgage off. I have a little increase coming in April, for which I am grateful. But knowing that our salaries will probably not increase, in contrast, may even be reduced after that, I am feeling disappointed.

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The other day I was thinking: what other expense I can reduce in my life? How can I get more income? One of the options is to get a roommate – but this will not happen without sacrificing my comfort and freedom. I wish I had a basement apartment where I could rent. At least that would feel like some kind of freedom. But in terms of the expenses, I cannot cut my cable-phone-internet combo; I sure can walk more frequently to office once the weather becomes more permissive; I cannot sacrifice from my grocery and food any further. None of these can happen without reducing the quality of my life or my life style. I can reduce the expenses related to my social life, but hey it is already not too much. So what do I do?

Nothing much. Cherish what I could achieve so much, aim to save as much as possible (possible is a great word here) while also enjoy my life. That is pretty much it.

2017 has been the leanest year in terms of my spending so far. Since it is March 31st, I thought it would be a good idea to check my finances. I usually do this at the end of each year, but it is good to know how I am doing in terms of budgeted categories.

Notable financial accomplishments/facts are as follows: 

1. I am spending much less money this year than before

2. I am walking in the mornings whenever I can – the first time in winter this year (well, okay this is not completely a financial achievement, but an important change in my life this year – so I will keep it in the list 🙂 )

3. I have made an effort to consume the food in my pantry and freezer and it worked really good for me

4. I started to make mortgage prepayments this year and it has been going well. I am more motivated than ever to keep saving, however  little it can be, and use it to make a pre-payment

5. My weekly allowance (of $120) has never been over-spent so far and I am constantly saving in my fund funds (these are the funds left from the weekly allowance). If it continues like this I will have an extra $2,000 – 2,500 at the end of the year in my fun funds account. This is additional to what I predicted that I could save this year. Maybe I will use it for my enjoyment, or maybe I will use it to invest/pay mortgage. We shall see 🙂

6. Of $6,000 funds budgeted for socials, personal care and cleaning products, hobbies, medications and other health-related expenses, gifts, and all expenses other than my weekly allowance, I spent around $1,000 so far. Considering that it is the 1/4th of the year so far, this number is good. I should keep going frugal in these areas, as I happen to shop a lot during the November-December to take advantage of the sales. I hope to keep within this budgeted amount this year.

7.  My chequing account is healthy, above $0, and as usual, I continue to contribute to my RRSP and TFSA investments biweekly. The only thing is that despite all the frugal life-style, regular savings to improve the chequing account has been quite difficult (because of the increased tax, pension contributions, and mortgage payments) compared to the last year. Nevertheless, since it is in a good shape, I am grateful for whatever I can do and I am determined to keep going. 

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feeling more optimistic today

After feeling quite overwhelmed yesterday, I am feeling much better now.

I worked intensely today with two of my colleagues. I was drained but we have done a good job. I decided tomorrow was the day of cleaning the office (dusting and decluttering) as well as cleaning the work email box. After that i plan to leave my office for the holidays and start my break with visiting the fabric stores 🙂 And upon returning back to home, I hope to work on the blouse I have started today and maybe do some laundry to jump start the holiday plans! 🙂

Thursday morning I have an appointment with my bank. I will not make a lump sum contribution to my mortgage that I had planned earlier, but I decided i could increase my payment a little bit and still feel like doing a good job with it (without feeling deprived of money). I think I must give myself more credit; this year I have done really well in terms of my budget, savings, and increasing my mortgage and RRSP contributions even though some of our taxes increased. i will calculate my finances (savings and spendings in each expense category) for the year 2016 soon; I am excited about it 🙂 2017 will be somehow tough because our pension contributions will be increasing too, but I want to go through it. I can always reduce my TFSA contribution should I need cash. I must remember this.

Back to sewing; I started a new blouse project today. I must admit I am intimidated by sewing – there is so much to figure out and to try. It is good that I bought the fabrics at my hand at good price (from the thrift stores); even though they are now mostly wasted by my trials and errors (!), it is a necessary part of the process. Tonite I watched a couple of youtube videos and they were helpful in learning how to best sew a neck… Sewing a good looking neck and fitting the arms may be the hardest part of the sewing for me right now. I will develop over time I hope.

Have a great night everyone 🙂

My first serious sewing trial

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After yesterday’s exciting fabric hunt, I could not help but try to replicate a favorite blouse of mine. I thought that I needed to start somewhere to get a feeling of sewing.

I surprised myself though. Seriously, no it was not a great work, I need to have better neck lines and also desperately need a rotary cutter, but hey do you not think this actually looks great?

It does!

Too bad its cut is small (how did that happen?)

Great that I have more fabric and an idea about how to better sew it next time 🙂

 

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