a long weekend is coming….

A long weekend is coming and for the first time in a while, I do not have a plan.

Is this good? Bad?

Sometimes I see this as an opportunity to be spontaneous, which would be awesome to exercise this week. Maybe I would see a friend or invite over a couple of them. Maybe I will go visit a thrift store again – always fascinating 🙂

Sometimes it just makes me bored or feel like I am wasting a great opportunity (3 days off, come on! this is a great time to enjoy) only because I did not long for it. This past week has been light in terms of work and stress, and as such, I have not dreamt of how great it would have been to have an extra day off from work. Anticipation, they say, is a joyful experience. I now know what they mean 🙂

It is not too late to have the aim of enjoying this long weekend.

  • Maybe I will try a new recipe. As a matter of fact, I have become interested in yet another fermentation product, kvass. Maybe I will try it 🙂
  • I can make some more parsnip and carrot pickle – the one that I made last weekend was amazing. Parsnip has a sweet smell that makes me excited about it.
  • I may try a new type of jam or marmalade, and share with friends. I want to try something unusual and challenging. Orange, clementine, berry marmalades are not interesting at this point (done that, been there). If you have any recommendation or recipe for a different type of jam, please feel free to let us know in the comment area.
  • I may visit my yard and maybe help it rejuvenate. I think I have seen the bulbs I planted last fall coming out a few days ago! Our winter is not over, but it has been such a mild one that I am not surprised to see them sprouting 🙂 I am excited to see how they will come along.
  • My mom suggested that I give a dig or two around my garlic shoots. Yep, I have around 35 garlic that I had planted in fall and seem to be coming around 🙂 What an exciting experience! If this experiment works well, I am sure to plant more in fall. Cannot wait 🙂
  • Perhaps I can sew a couple of cloths to use during baking. I have had many, some of which were thick and really useful. Sadly they have got old and not usable anymore, but I am sure I have fabric here and there that can make my new cloths from. Let’s do this 🙂
  • This week is also one of these weeks when I am attempting some kind of pantry challenge. I have a lot of food in the pantry and in the freezer – it is time that I consume them and open space for fresh ones. This will also help me save some money – I really need to do this so that I can have a healthy chequeing account while also I continue to regularly invest and finance my vacation in summer.

all the good things – check

  • sleeping well and dreaming…. a lot – check 🙂

Only sometimes I remember my dreams and remembering three dreams in the morning was absolutely interesting!

  • waiting at home for the bus so that I could continue my frugal, simple, and responsible life style I missed so much – check
  • feeling happy when the bus comes – check!

Our buses runs every 30 min – give me some credit for taking them, please :)))

  • working nice and easy during the day without much of a stress – check
  • giving a small loaf of sourdough to one of my friends and seeing her joy and excitement – check, check, check 🙂

I am grateful for this feeling of happiness coming from sharing my bread, marmalade, or pickles – looks like my friends really like and appreciate them, and this just makes me hugely grateful! How did I come up with the idea of baking bread? making marmalade or pickle? Boredom, which motivated me to try these endeavors, has been good to me indeed 🙂

  • coming home early and taking a new yoga/stretching class – check

I dedicated this session to appreciating myself more (wow – I am really getting healed here 🙂 ) and I spent the entire one hour by focusing on all the good things and appreciating my ability to do so. One of the best 12 bucks spent ever 🙂

  • eating home-made food and a large salad – check
  • having a no-spending day – check!

I am excited about this. I think I am slowly coming back to my frugal self. Today is the second day of being frugal in a very long time and it feels fantastic. If only they did not expect a snow storm soon – that may mean that I may need to take a cab to or from work. We will see how weather will develop.

I plan to do some sort of pantry challenge next week so that I can consume what I already have. This will help me with saving some money and also enable myself to consume what I already have and replace them with fresh ones. I really need this so that I can get my chequing account back to a healthy level, which always feels good. Time to do this!! 🙂

  • Being calm and relaxing this evening – check

I am not working tonite and it feels good to me. I know time to time it gets really heavy but nowadays I feel like I deserve a break and I aim to cherish it while it lasts

  • interacting with only lovely friends and colleagues today – check
  • eating yogurt – check
  • being excited about all the good things and people in my life -multi-check!

🙂

 

 

 

 

9 days to holidays and reflections on finances

Counting down the days till holidays 🙂

I started cleaning my office yesterday, my traditional activity before the holidays. I am 1/3 done and would love to complete it sometime soon. Maybe tomorrow, maybe Friday, but maybe next week. But I will be doing it 🙂

I also started thinking about my budget and life-style for the next year. I can see that unless I become more careful I may not be able to save what I want to save. Last year has been a great teacher for me in terms of finances and my own attitude. 

I learnt that:

1. if I do extreme budgeting I get unhappy and all I think about is spending money. I know that because I tried a pantry challenge or something early in 2017 and restricting my shopping experience was unpleasant and expensive :)))) So I should not restrict my already tight budget

2. Work stress makes me feel like I am entitled to make unnecessary expenses, such as on junk food. This is very silly and I need to work on this

3. I need both short-term and long-term financial goals. My overall calculations are for the entire year, but I would feel much better if I can have a soon-to-be-completed goal so that I can keep my eye on it, strive for it, and eventually feel the satisfaction of completing it. I think I will have to work on this idea to keep me motivated. After all, we can aim all we want but unless it is realistic or reachable, we will lose our hope first and then the intention to reach the goal.

4. While I can spend on junk food and rationalize it, I also continue not to over-spend on grocery or other things, which is strange… This must tell me something. Why do I turn blind to unnecessary expenses, which are often much more than my grocery bill? if I can figure this out, I can figure out many other things…

5. I continue to be not cheap when it comes to socials. I notice that many people do not get that generous with me when I host them, so I want to opt for a smaller thing to take with me to socials; a loaf of bread, a jar of pickle, a baked goods are good options.

6. I stopped picking my colleagues’ bills when we go out together, which is awesome.

7. I still treat my team members with lunches or so time to time; this was 2-4 times a year so far. I think I will make it once year now. I will have to really work on this because I really like celebrating their accomplishments. 

8. It is great to be taking advantage of the sales for items, such as clothes, required each year. This occurs often during October-December. I think one thing I should aim for is to save this money way advance; whether it is thru my fun funds or savings from the expenses that I could easily make but do not (like picking up others’ bills). 

9. Talking about the fun funds, I have never been clear about how to use them last year (fun funds are the money left out of my weekly allowance). I think it is time that I handle this better. I think this year I will replace the term “fun funds” with “weekly savings” and I will use these savings as mortgage pre-payments.

10. I will be on shopping freeze for trousers and jackets this year; the only place to shop for blouses/shirts will be thrift stores. I will continue to buy items that are supposed to be personal, like socks, from regular stores.

– to be continued –

 

let me end this unfrugal spending scheme

I have made more expenses in the last three weeks than any other time since the new year. I possibly spent 3X of my regular allowance. This does not feel good. Most of the expenses are for junk stuff and cab rides while I was trying to keep my head over work and work issues. Throw in a social and hosting two dinners (one last weekend, one tomorrow) and you can get the idea.

I am determined to pay this mortgage off in the next 6 years. This means I am reducing the time into half. I must and can save more while I have a salary. This must be my priority.

From tomorrow on, I will be on shopping ban; no thrift store or other purchases till October, unless absolutely needed. I will not buy any furniture or clothes, either. Absolutely no cab rides!! I will have my hair done, though, since I am transitioning to gray now. The journey has started and will be completed. I do not expect socials either. At least I will not be inviting over anyone. Well, maybe a couple with lovely kids. We will see.

The only purchases acceptable are:

  • baking items (I will need bread flour and whole wheat flour soon)
  • veggies and fruits
  • milk and yogurt
  • eggs and occasional meat products
  • personal hygiene products

I also am going to do another pantry challenge and focus on consuming the food I already have before filling my pantry, freezer, and fridge again. That will be exciting and I am really looking forward to this.

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