shopping ban week

Gotta curb this spending habit I have been having lately (mostly cab and junk food expenses… yes, again… time to fix this).

What is the plan?

Well – I budget only $60 to consume till the next pay-day (12 days), including grocery and others. Should I walk in the morning and save the bus fare, this amount may as well increase a little bit. Then I can go buy some more pots from thrift store for my plants.

My choice now 🙂

I have everything I need; my fridge and pantry is full of food; and I have no urgent needs (except the physiotherapy and dental fees that I expect this week).

Let’s do it!

all the good things – check

  • sleeping well and getting up early – check

a good quality of sleep is something awesome, friends. It makes you refreshed, rested, and positive. Have I mentioned my doctor recommended using melatonin to help sleep? I took it only once; it upset my stomach and it felt strange. I am considering taking half of the supplements, but I will see how this will go first – maybe the better weather and sunny days will help. 

  • working at home on a report review and almost finishing it – check

this feels good. I have been working on it for the last three days. A kind of complicated file and reviewing it was hard, but I am almost there. I do this review for an external organization of which I am a member. There are a number of points that I do not have the expertise to evaluate. I note them clearly and make them know. I have come up with this idea a while ago while reviewing another file. I do not want to be responsible for shortsightedness if the file turns out to be problematic in the future. Feeling good to protect myself 🙂

  • deciding to go to office even though it is a public holiday today (Victoria day) – check

I thought it was the best opportunity to do some work at the office while there were not many people around. I am glad I have! There were a few people like me who worked today but it was such a quiet and peaceful environment that I felt like I have done 3 days worth of work in a couple of hours. I am pleased 🙂

  • walking to and from the office today – check!

this is the first time in a while that I have walked to office! I not only saved money (total around 20 bucks today), but also found a chance to exercise my body and calm my mind 🙂

  • eating better with lots of fruits and healthy food – check
  • feeling calmer and hopeful – check

this is very important for me. I have been having down moments and anxiety lately – today has been really good in this regard 🙂

  • realizing that my health-related expenses are increasing and I must make efforts to minimize my unnecessary expenses – check

This is not particularly a good news, but I would like to see it as such. It reminded me a few years back when I did not have much money left from my pay cheque (immediately after buying my house). It was a very hard feeling but I had decided to cut significant expenses to turn things around. I have not been fugal in the last 11 months, which shows in my chequing account. I have continuous physiotherapy (for my lower back) and now counseling sessions to start.. These are expensive services.

While I recognize their importance and benefits to me, I also recognize the fact that I may not be able to finance all of them while also taking the cab twice a day, eating junk food every day, and shopping without thinking much… It is time that I bone cut my all unnecessary expenses, friends. Every penny counts – I know this. I may not be able to get back all the money I wasted, but I may as well stop wasting more.

Good thing is that one of my recurring expense, my hair treatments as part of my saga to transition to gray hair is about to come to an end. I have one appointment next week and maybe yet another one in summer left to complete the transition (I hope). My hair looks a lot better than what I thought it would be, but it is time that I take a break from expensive toner treatments and see whether I can keep my hair myself. We will see how this will go ahead 🙂 Gray hair is a sensitive matter!! 🙂

  • removing a social from my calendar – check

under different conditions I would be happy to attend, but I am so booked that I do not wish to spend time on other peoples’ functions anymore. This was a surprising turn for me. Am I getting selfish? No. Am I prioritizing myself? Yes. I needed this.

I also did not want to spend money on this function. I thought I would rather spend this money on myself and this felt good. I am taking care of myself 🙂

  • deciding that I did not have to attend all work-related functions or meetings – check

there are at least 4 functions I was invited to in a couple of weeks. These are functions that will acknowledge my team members’ success and achievements. While they are incredibly honoring moments, I will be wasting around 10 hours collectively. I can rather use this time for myself. I can go to physiotherapy, for example. Since each session costs me around 2.5 hours, I was only able to have sessions every other week. can you imagine? i cannot even make it to my physiotherapy because I am so crunched of time…

I kind of found that sad.

It is the right decision. I can use my time to care for myself. I am sure my team members will understand.

  • thinking that whatever has been happening in my professional life, they are not more important than my personal well-being – check!!!

Priceless.

 

 

sleepless

I have submitted an important proposal today, and as usual immediately after that I felt beat….

That is a usual experience – I think it pressures and stresses me so much that when it is done, I get completely drained…. It is like being mentally exhausted and needing a refreshing break..

As a result, I came home early today and spent time with my lovely sewing machine:) I also cooked a healthy meal and enjoyed it very much.

Yet, now I cannot sleep. As a matter of fact I do not want to go work tomorrow. In my case, sleeping late almost always translates into getting up late anyways. Maybe I will take the morning off… I feel like I need that distance from the office….

Anyways, sewing is great, my machine does awesome, I have identified nice projects to start, and I am all excited about it. I just need stuff – like fabric, additional presser foot, threads, rotary cutter, cutting boards/mats etc. I finally ordered a portion of these just a few minutes ago and I plan to shop at the weekend for the rest.

Although it is expensive right now, I believe sewing will open new possibilities and excitements for me. So, it is all good (well.. it would be better if it was cheaper, but what can I do?).

I am kind of worried because I shopped quite a bit lately and I still aim to make an extra lump-sum contribution towards my mortgage before the new year. I am kind of feeling this plan will be difficult to implement, which further stresses me…. I want to convince myself that all expenses I have made lately were for good reasons and were required. Almost all were… Except the sewing stuff of course – but I must also be okay with gifting myself, especially considering how much I gift others, right?…

It is one of these times that focusing on saving money and living the life I want are contradicting each other.

Sigh….

Perhaps I should make that mortgage contribution right away so that I will have a better idea about how much money I have available to me. There is no point in waiting, is there?

With this little self-rant, now I am ready to give another try to sleep 🙂

Have a great night everyone!

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