Today is the end of my budget week, so here is the account:
I neither over- nor under-spent this week – the entire weekly allowance is spent. It would be nice if I had not, especially by not taking the cab in the mornings, but hey that is okay; I traded money with feeling better about myself or to protect myself from rain and snow. That is okay for a week, but I am thinking when the winter comes, taking the cab will be a routine again; I wonder whether I can at least try to take the bus tomorrow, before it gets too cold outside, which will make waiting challenging. Good idea (can I please get up on time to catch the bus tomorrow? 🙂 )
My weekly savings from would-be-expenses are not too much, around $50. even though this is a small amount, I am thankful for it – this money could end up on being wasted easily. yet, now it is with me and that feels great 🙂
In the last two weeks I was on trips and my estimations is that more or less my spending was okay and I did not spend over my budget.
The cost of clothes when my airline lost my luggage: looks like the paperwork is too much, too cumbersome. I will not even apply for reimbursement. This does not mean that I am okay with this; I am furious that the airlines make this process that difficult, especially considering that it is their fault that led to the spending. But I am gonna let this one go so that my nerves will not fry for any longer. Argh…
self-appreciation: I thank myself for having a budget and a generous weekly allowance, saving as much as possible, being frugal and loving it, recording my expenses meticulously, and overall spending much less and saving more in the last 4-5 months when I started having a budget 🙂
Budgets are not always going to be perfect. Setting up an emergency fund would be a good idea (for the clothing that got lost).
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you are right re; budgets not being perfect and the importance of the emergency fund. I am working on my emergency fund now – when I started my budget my chequeing account was minus, now it is on the positive side (yay!); since last months or so my priority was to start and develop the emergency fund. It is exciting!
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Correct. Emergency fund should be at least 3 months paycheck amount. My ground rule
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I agree with what you say.
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It always feels good when a lady takes care of her personal finance . u r doing good.
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