weekly budget check – July 28, 2016


I have not recorded my weekly spendings and savings since mid-June because of the vacation I have had.

This week too I will not record it (will start next Thursday again), but I want to write down my overall experience with money right before, during, and right after the vacation.

Right before the vacation:

I relaxed my spending a little bit by buying last-minute gifts and requests by my family members and their friends. That sounds about right to me and I have no regrets. Things I have bought were useful and needed, and I am happy to provide them.

I also stopped doing grocery shopping for myself maybe 10 days prior to my vacation so that I would not need to dump out unconsumed food before I left. That felt right, too. I rather consumed what I had already had at the fridge, the frozen meals I had prepared earlier, or prepared meals using the food in my pantry. That also felt good, as I have a tendency to not consume the dry staples. Win-win situation 🙂

During the trips/at the airport:

Considering the expense, but more than that, the lack of variety of the airport food, I prepared sandwiches and veggie snacks for myself and happily devoured them during my airport/plane times.

I was happy to treat myself, too. Coffee was always welcome while waiting for the connections. So was the book that I purchased at one airport. I have had a 9-hour wait between connections at one point and that book helped me to spend time without getting bored or agitated; dollars well spent 🙂

As per water; I have had a plastic water bottle with me and whenever I found a filtered water fountain, I filled it. In some cases, this was not possible, which necessitated purchasing bottled water. Oh, well 🙂 That too was required and as such I have no regret.

During the vacation:

I have had budgeted for this vacation at the beginning of the year. So I did not care about spending my money within some limits. That, as you may be familiar with, feels good after a kind of strict budget that I have had :))) It is great to relax the rules and lift the “I should not buy this/make this purchase” thought. Freedom is needed in every aspect of our lives, I guess, however transient it may be.

Yet, at one point I thought if I continue like that I would over-spend my vacation money, so I needed to limit my shopping (especially for clothes). This did not negatively affect me, as I have clothes at home, some of them never worn, and it is time that I make use of them.

I was also moderately generous with friends and family and contributed to the food, transportation, and other expenses we have had together. I could have done more I guess, but it was still at an acceptable level. That feels okay.

After the vacation:

I am back to my regular budget. I have no regret or sadness about that. In contrast, it feels good. It is interesting that saving and becoming a conscious spender/saver becomes a delightful part of your life….

My checking account is still above $0, yet if I am not careful enough, it may rapidly drop below that level, which would not be good…. I am looking forward to making it stronger in the coming weeks/months.

It is interesting, overall, that we all have different types of relationships and beliefs about money. Often times, it does change over time, too. I have always been frugal I guess, but the “conscious spending journey” I have had in the last 1 year or so, has showed me that I can be better.

I am glad that I am not interested in extreme frugality/being a cheapskate, or being an over-spender. I am glad that I am interested in saving, limiting unnecessary purchases/expenses, and investing for my future and retirement. I still have my short-term and long-term financial goals, and more or less I keep up with them. I know there may be unexpected expenses in the future, which may derail me a little bit. But I hope I will find the courage to accept them as necessary and not dwell in the loss of money.

While lack of money is a negative experience that produces very negative feelings in me (anxiety, anger, sadness, and hopelessness sometime), I must remind myself that money is not everything; experiences and well-being of my loved ones are way more important. And my health and well-being, too.

It feels good to feel this way 🙂

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